EAS HEALTH FUND

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As a result of the merger, the Northeast Carpenters Health Fund will merge into the new Eastern Atlantic States Carpenters Health Fund ("EASCHF")

As a result of the merger, the Northeast Carpenters Health Fund will merge into the new Eastern Atlantic States Carpenters Health Fund ("EASCHF")

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EAS Health Plan Webinar

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Changes to Prescription Coverage

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Changes to Medical ID Cards

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Changes to Out-of-Network Costs

Health Coverage Eligibiliy FAQs

Gold Level (90/10 Coinsurance):

- April 1^stEligibility
  - Commercial Carpenters - 600 hours from 7/1-12/31 or 1,200 hours from 1/1-12/31
  - Shop/Casino Workers - 850 hours from 7/1-12/31 or 1,700 hours from 1/1-12/31

- October 1^st Eligibility
  - Commercial Carpenters - 600 hours from 1/1-6/30 or 1,200 hours from 7/1-6/30
  - Shop/Casino Workers - 850 hours from 1/1-6/30 or 1,700 hours from 7/1-6/30

Silver Level (70/30 Coinsurance):

- April 1^stEligibility - 450 hours from 7/1-12/31 or 1,200 hours from 1/1-12/31

- October 1^st Eligibility - 450 hours from 1/1-6/30 or 1,200 hours from 7/1-6/30

Yes, there will be two Health Coverage Eligibility Levels. A Gold Level and Silver Level.

- Gold Level hour requirements will still be the same (600 hours in a 6-month Qualifying Work Period or 1,200 hours in a 12-month Qualifying Work Period)

- Silver Level allows for lower hour requirements (450 hours in a 6-month Qualifying Work Period or 900 hours in a 12-month Qualifying Work Period)
  - - Silver Level will not include Dental or Vision coverage

90/10 Coinsurance Plan (the Fund will pay 90% of the medical bill and the Participant will pay the remaining 10%, up to the annual out-of-pocket maximum).

Out-of-Pocket Maximum (April 1 through March 31): $1,000 per Individual/ $2,000 per Family.

Once the annual maximum is met, medical services are covered 100% by the Fund for the remainder of the Benefit Year.

Please note: Dental, Vision, and Prescription coverage are unchanged

70/30 Coinsurance Plan (the Fund will pay 70% of the medical bill and the Participant will pay the remaining 30%, up to the annual out-of-pocket maximum).

Out-of-Pocket Maximum (April 1 through March 31): $2,000 per Individual / $4,000 per Family.

Once the annual maximum is met, medical services are covered 100% by the Fund for the remainder of the Benefit Year.

Please note: Prescription coverage for Silver Level is unchanged. Silver Level does not include Dental and Vision Coverage.

90/10 Coinsurance

Active Eligibility - 600 or 1200 hours
April 1st Eligibility - 600 hours from 7/1-12/31 or 1,200 hours from 1/1-12/31 October 1st Eligibility - 600 hours from 1/1-6/30 or 1,200 hours from 7/1-6/30
Out-of-Pocket Maximums $1,000 / $2,000
$1,000 Individual / $2,000 Family
Cigna Dental
90/10 Coinsurance Plan (separate from the IA and MHC coinsurance) $2,500 Annual Family Allowance $3,200 Lifetime Orthodontia
Davis Vision
Annual eye exams covered 100% $100 Allowance for eyewear (additional $50 at Visionworks)

70/30 Coinsurance

Active Eligibility 450 or 900 Hours
April 1st Eligibility - 450 hours from 7/1-12/31 or 900 hours from 1/1-12/31 October 1st Eligibility - 450 hours from 1/1-6/30 or 900 hours from 7/1-6/30
Out of Pocket Maximums $2,000 / $4,000
$2,000 Individual / $4,000 Family
No Dental Coverage
Silver Level does not include dental coverage
No Vision Coverage
Silver Level does not include vision coverage